We have created this privacy statement in order to
demonstrate our firm and continuing commitment to the privacy of personal information provided by those
visiting and interacting with this web site. We hold the privacy of your personal information in the highest
regard. The following discloses our information gathering and dissemination practices for this
We recognize the
importance of protecting your privacy and our policy is designed to assist you in understanding how we
collect, use and safeguard the personal information you provide to us and to assist you in making informed
decisions when using our site. This policy will be continuously assessed against new technologies, business
practices and our customers' needs.
What Information Do We
When you visit this web site you may provide us with two types of information:
personal information you knowingly choose to disclose that is collected on an individual basis and Web site
use information collected on an aggregate basis as you and others browse our Web
1. Personal Information You Choose to
When you register for any of our products, services or
newsletters you will provide us information about yourself.
If you choose to avail of our services, you
may need to give personal information and authorization to obtain information from various credit services. For
example, you may need to provide the following information:
-Credit card number
-Name on credit card
-Credit card billing address
-Business and home phone number
If you choose to correspond with us through
email, we may retain the content of your email messages together with your email address and our responses. We
provide the same protections for these electronic communications that we employ in the maintenance of information
received by mail and telephone.
2. Web Site Use
Similar to other commercial Web sites, our Web site utilizes a standard
technology called "cookies" (see explanation below, "What Are Cookies?") and web server log files to collect
information about how our Web site is used. Information gathered through cookies and Web server logs may include
the date and time of visits, the pages viewed, time spent at our Web site, and the Web sites visited just before
and just after our Web site.
How Do We Use the Information That You Provide to
Broadly speaking, we use
personal information for purposes of administering our business activities, providing the products and services you
requested, to process your payment, , to monitor the
use of the service, our marketing and promotional efforts and improve our
content and service offerings, and customize our site's content, layout, services and for other
lawful purposes. These uses improve our site and better tailor it to meet your
Furthermore, such information may be shared with others on an aggregate basis.
Personally identifiable information or business information will not be shared with parties except as required by
Occasionally, we may also use the information we collect to notify you about important
changes to our Website, new services, and special offers we think you will find valuable. You may notify us at any
time if you do not wish to receive these offers by emailing us at the link provided on the
A cookie is a very small text document,
which often includes an anonymous unique identifier. When you visit a Web site, that site's computer asks your
computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each
Web site can send its own cookie to your browser if your browser's preferences allow it, but (to protect your
privacy) your browser only permits a Web site to access the cookies it has already sent to you, not the cookies
sent to you by other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive
users.A cookie cannot retrieve any other data from your hard drive or pass
on computer viruses.
How Do We Use Information We Collect from
As you visit and browse our Web site, the
having to log in more than is necessary for security. Cookies, in conjunction with our Web server's log files,
allow us to calculate the aggregate number of people visiting our Web site and which parts of the site are most
popular. This helps us gather feedback to constantly improve our Web site and better serve our clients. Cookies do
not allow us to gather any personal information about you and we do not intentionally store any personal
information that your browser provided to us in your cookies.
IP addresses are used by your computer every
time you are connected to the Internet. Your IP address is a number that is used by computers on the network to
identify your computer. IP addresses are automatically collected by our web server as part of demographic and
profile data known as traffic data so that data (such as the Web pages you request) can be sent to
Sharing and Selling
We do not share, sell, lend or
lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with
anyone except to the extent it is necessary to process transactions or provide services that you have
How Can You Access and Correct Your
You may request access to all your
personally identifiable information that we collect online and maintain in our database by emailing us at the usual
What About Legally
Compelled Disclosure of Information?
disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law
requires it or for the protection of our legal rights. We
may also disclose account information when we have reason to believe that disclosing this information is necessary
to identify, contact or bring legal action against someone who may be violating our Terms of Service or to protect
the safety of our users and the Public.
What About Other Web Sites Linked to Our Web
We are not responsible for the practices
employed by Web sites linked to or from our Web site or the information or content contained therein. Often links
to other Web sites are provided solely as pointers to information on topics that may be useful to the users of our
Please remember that when you use a link to go from our Website to another web site,
sites, which have a link on our Website, is subject to that Web site's own rules and policies. Please read over
those rules and policies before proceeding.
By using our Web site you consent to our
Our Commitment To Data
Please note that your
information will be stored and processed on our computers in the United States. The laws on holding personal data
in the United States may be less stringent than the laws of your Country of residence or
citizenship. To prevent unauthorized access, maintain data accuracy, and ensure the
correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to
safeguard and secure the information we collect online.
This site allows visitors to unsubscribe so that they will not receive
future messages. After unsubscribing we will discontinue sending the particular messages as soon as technically
Surveys & Contests
From time-to-time our site requests information from users via surveys or contests.
Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or
not to disclose this information. Information requested may include contact information (such as name and shipping
address), and demographic information (such as zip code, age level). Contact information will be used to notify the
winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and
satisfaction of this site.
A Special Note About Children
Children are not
eligible to use our services unsupervised and we ask that
children (under the age of 14) do not submit any personal information to
us. If you are a minor, you can use this service only in conjunction with permission and guidance from your
parents or guardians.
Acquisition or Changes in Ownership
In the event that the web site (or a substantial portion of its assets) is acquired,
your information would be considered part of those assets, and may be part of those assets that are
We may change this Privacy
permission to do so. We will post any changes here, so be sure to check back periodically. However, please be
without your prior consent.